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MORTGAGE LOAN CLOSER

GREENSBORO, NC
Position Overview:
This position is primarily responsible monitoring CD dates, generating CD's and ensuring that CD's are executed in a timely fashion to enable us to honor settlement dates.  The position also is responsible for preparing closing documents and net funding of the mortgage loan, as well as Closing Coordination.  The incumbent provides the highest quality of customer service to every customer, both internal and external.  Manages the settlement agent portal and validating disclosure histories via Smart LE.

Primary Responsibilities:
Prepares all Bank prepared legal documents required to close residential mortgage loans including the note, mortgage, riders, final Real Estate Settlement Procedures Act (RESPA) documents, escrow analysis forms, amortization schedules, etc.  Prepares the Closing Disclosure in a timely manner in order to protect the customers ability to settle the transaction on time.
Performs federally required Home Owners Equity Protection Act (HOEPA) and Higher Priced Mortgage Loans (HPML), TILA test on each loan, analyzes results to determine necessary steps to bring the loan into compliance and complies with federal TRID regulations regarding settlement costs and curing any deficiencies.  Responsible for all changes and documentation under new TRID rules. 
Reviews and understands the attorney prepared legal documents for errors and omissions, detects inconsistencies and either cures the defects or instructs the settlement agent on how to cure the defect.  Coordinates settlement through the closing portal with to procure fees and information as needed to prepare CD's and Documents. 
Determines if the settlement agent properly prepared the, Deed, Subordination Agreement and any other attorney prepared legal documents and notifies the settlement agent immediately to make corrections prior to funds being released by the Bank. 
Reviews the homeowner’s insurance policy for adequate coverage and mortgagee clause.  Performs the initial escrow analysis using information contained on the tax and insurance information sheet.   Prepares the net funding of the loan to the settlement agent by either preparing general ledger tickets, preparing block entries on ITI or initiating a wire transfer.
Monitors the system for Consent of electronic delivery, disclosure timing, waiting periods, redisclosures and rescheduling closings as necessary to adhere to TRID regulatory requirements.
Performs other related duties and projects as assigned.


Minimum Education:
High School or GED

Minimum Years Experience:
3

Special Skills:
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Detail-oriented
Ability to use general office equipment
Ability to use a personal computer and job-related software
MS Word - Intermediate Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Experience in mortgage loan closing or equivalent type of functional work.
Very competitive salary and benefits!
Great company to work for!
Full relocation package is available!
Don't miss out! Apply now and we'll be in touch immediately with more specific details, salary information and to answer any questions!!

This position does NOT provide sponsorship so please do NOT apply if you require sponsorship.  Thank You

KP Recruiting Group 
"Bringing Talent to the Marketplace"

KP Recruiting Group is a well established and very respected recruiting firm.  We have built a strong reputation as a premier resource for providing highly qualified candidates for our clients.  We are very experienced in many industries and have a wide range of clients.  We will serve as your advocate during your career search!  Let us do the work for you!  There is never a fee for our services!



 
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